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Digital banking, Investing, Pay, & Merchant Solutions

Together with Multicent, we have built a world-class digital platform, making it easy for individuals, and traders around the world to open a free digital investments account in local currency, Trade, Buy/Sell crypto like Bitcoin, Dogecoin, Ethereum, Create NFTs and invest in stocks, options, ETFs and it provides tools that allow small- businesses and merchants to accept payments from customers worldwide

Join 421,000+ in the financial movement.

Payment methods for international transfers

There are no hidden fees. You'll see all our fees upfront.

Send money to friends and family abroad 

Pay for your transfer, Choose how you’d like to pay for your transfer: bank deposit, credit or debit card.

Learn more about how to remit 

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The easiest and secure way to start trading, banking and investing

Trade new and popular cryptocurrencies and track your portfolio with our easy-to-use app

We dive into your income, disposable spending, and regular bills. We then determine how much we think is safe to save for you, and automate it.

Explore investing with beautifully built investment tools. Buying and selling U.S. listed stocks and ETFs is accessible for all with Multicent Securities

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Join the best crypto exchange

Go from cash to crypto. trade with over 750 different cryptocurrency and fiat currency pairs, including Bitcoin, Ethereum, and BNB pairs. Invest as little as $1
Crypto offered through Multicent Crypto.
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The  Multicent Cash Card and other spending products offered through Multicent Money market, LLC.
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Automatically save, earn stock and crypto rewards, and Invest with your paycheck

Spend, Save, Shop, earn 10% of all purchases and invest spare change with Round-Ups™, automatically investing part of every paycheck in your choice of stocks and crypto. get paid up to two days early with direct deposit. Turn Bitcoin into dollars with the Multicent CashCard , all in-one-app
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Investing is simple, and affordable for everyone

Commission-free investing, in stocks, funds, and ETFs plus the tools you need to put your money in motion. Sign up and get your first stock for free. Certain limitations and fees apply.
The  Multicent Cash Card and other spending products offered through Multicent Money market, LLC.
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Join the movement, join a new generation of investors, join the waitlist.

Power your business with Multicent POS.

A smart POS channel built to streamline and speed up your restaurant operation, salon, spa business from front-of-house and back-of-house to pickup and delivery.

A point of sale, Built-in payment processing for however you sell.

A smart POS channel built to streamline and speed up your restaurant operation, salon, spa business from front-of-house and back-of-house to pickup and delivery.

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Automatically take contactless payments
with just your Smartphone

Sell on the go. Everything you need to run a business.

Payments for platforms and marketplaces

Multicent gives you a  fully-managed customizable solution with hundreds of prebuilt integrations and a powerful network of shoppers ready to check out at your store in one click

Tap to pay

Turn your smartphone into a card reader and revolutionise the way you get paid. Streamline your sales with our Tap to Pay platform

Automated onboarding and verification

Multicent Checkout is a prebuilt, hosted payment page optimized for conversion and connects seamlessly with most commerce platforms in minutes. Whether you offer one-time purchases or subscriptions, use Multicent Checkout to easily and securely accept payments online e-commerce platform.
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Learn more 

Accept payments quickly, easily, and securely.

Accept frictional, contactless payments on your iPhone and android device, turn your smartphone into a card reader with Tap to Pay platform and move money globally with Multicent’s powerful APIs
Learn more 

One network, millions of shopper

No more passwords, usernames, long forms, or digging out payment information when you shop. Multicent gives you one-click checkout across brands you love.
Learn more 

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©2021 Multicent Inc. “Multicent” means Multicent Markets and its in-application and web experiences with its family of wholly owned subsidiaries which includes Multicent Financial, Multicent Securities, and Multicent Crypto. Multicent logo are registered trademarks.

Multicent products may not be available to all customers. Terms and conditions apply and are subject to change.

 

All Multicent investments involve risks, including the possible loss of capital.

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Securities trading is offered to self-directed customers by Multicent Financial Multicent Financial is a affilated member of the Financial Industry Regulatory Authority (FINRA).

 

Multicent Inc. will provides the Multcent Mastercard® Debit card and Mastercard® Corporate Credit Card, which will be issued by Emigrant Bank, Member FDIC. See the Multicent Platform Agreement for details.

 

Use of the Multicent API is subject to the Multicent Access Agreement.

 

Multicent Treasury LLC is an affiliated SEC-registered broker-dealer and member of FINRA and SIPC that provides Multicent Cash, an account that allows customers to sweep uninvested cash balances into certain money market mutual funds or FDIC-insured bank accounts at Multicent ’s partner banks, such as JPMorgan Chase Bank, Member FDIC and LendingClub Bank, N.A., Member FDIC. Investing in securities products involves risk. Multicent Treasury is not a bank, and your Multicent Cash account is not a bank account. A list of partner banks is available at https://www.Multicent .com/legal. Please visit the Deposit Sweep Program Disclosure Statement for important legal disclosures.

 

Multicent Treasury is not an investment adviser. Consider your company’s investment objectives and relevant risks, charges, and expenses before investing. Review the background of Multicent Treasury or its investment professionals on FINRA's BrokerCheck website.

Although Multicent Treasury does not charge transaction or account fees, money market funds bear expenses and fees. Sending wire transfers is free for Multicent Cash customers, but the recipient’s financial institution may charge a wire receipt fee.

 

You could lose money by investing in a money market mutual fund. The money market funds offered by Multicent Cash are independently managed and are not affiliated with Multicent Treasury. Yield is variable, fluctuates and is inclusive of reduced expense fees, as determined solely by the fund manager. See program disclosures and the applicable fund prospectus before investing for details and other information on the fund. Contact us for a copy of the fund prospectus and recent performance data. Past performance is not necessarily indicative of future results.

 

The fund cannot guarantee that it will preserve the value of your investment at $1 per share. An investment in the fund is not insured or guaranteed by the FDIC or any other government agency. The fund’s sponsor has no legal obligation to provide financial support to the fund and you should not expect that it will do so at any time. After providing at least 60 days’ prior written notice to shareholders, the fund’s board reserves the right  to impose a fee upon the sale of shares or temporarily suspend redemptions if the fund’s liquidity falls below certain levels.

 

Uninvested Balances in your Multicent Cash Account will initially be combined with Uninvested Balances from other Multicent Treasury customers and deposited in a single account at LendingClub Bank, N.A. (the “Clearing Bank”), Member FDIC. Within two business days, funds are transferred to a disbursement account at a Multicent Treasury Third-Party Service Provider (the “Settlement Account”), and then swept automatically into omnibus deposit accounts established by Multicent Treasury in its name on behalf of Multicent Treasury customers at Multicent 's designated partner banks. Only the first $250,000 in combined deposits at any partner bank will be subject to FDIC coverage. FDIC coverage does not apply to deposits while at the Clearing Bank or any account at an intermediary depositary institution. Deposits that are in the Settlement Account while in the process of being swept to or from a partner bank will be subject to FDIC coverage of up to $250,000 per customer (combined with any other customer deposits at the bank holding the Settlement Account).

 

This is not an offer, solicitation of an offer, or advice to buy or sell securities, or to open a brokerage account in any jurisdiction where Multicent Treasury LLC is not registered.

Member of SIPC. Securities in your account protected up to $500,000 (including $250,000 claims for cash). For details and explanatory brochure, please see www.sipc.org.

The Instant Revenue Program allows early access to receivables you've generated on various selling platforms. The receivables can be deposited into your Multicent business Cash Account minus a fee, or the receivables can be reflected as an increased spending limit on your Multicent Business Card without any fee. Receivables deposited as cash are the result of receivables sales offered by Multicent Finance I LLC, and are factoring arrangements and not loans. The sales are subject to a 1.5% fee for sellers using the Amazon selling platform, and a 1% fee for sellers using other platforms. You must have a valid Multicent Cash account in good standing to qualify beyond trial access for Instant Revenue. Qualified customers only, subject to further conditions. Multicent Treasury LLC offers the Multicent Cash account, and is an affiliated SEC-registered broker-dealer and member of FINRA and SIPC. Multicent Inc. provides the Multicent Mastercard® Corporate Credit Card, which will be issued by Emigrant Bank, Member FDIC.

Use of Bill Pay subject to Bill Payment Service Terms and Conditions.

Multicent does not provide, nor does it guarantee, any third-party product, service, information, or recommendation. Multicent may pay third parties and/or be paid by them for customer referrals.

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Services may be provided by Multicent Payments LLC

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